Disclaimer

Disclaimer

The content presented does not contain all applicable terms, conditions, and risks associated with the products described. And so client approvals can not always be guaranteed. Information provided has been obtained from sources believed to be reliable; however, the information’s accuracy cannot be guaranteed. Therefore this information is of a general nature only. It should not be used, relied upon, or treated as a substitute for professional financial planning advice.

 

 

Privacy Policy

Mortgages by Shannon collects personal information to enable us to provide services to you and to meet legal and regulatory requirements. Personal information is collected through our client discovery process which involves: (a) application; (b) client telephone and face to face conversations and meetings; (c) documents submitted to us or related affiliates; and (d) any transactions with us or our affiliates. You acknowledge that such information may be disclosed to third parties that provide administrative and other services to Mortgage by Shannon and to government agencies where it is permitted and / or required by law, including any applicable anti-money laundering legislation or similar laws. The privacy of our clients is very important to us. Mortgages by Shannon seeks to carefully protect private information and, to that end, restrict access to personal information to those employees and other persons who need to know the information to enable Mortgages by Shannon to provide services to you. All employees are responsible and obligated to ensure the confidentiality of all personal information that they may have access to. Personal information is stored at Mortgages by Shannon’s offices and may be stored on the networks of our service providers and / or on secured offsite storage facilities. You may access your personal information to verify its accuracy, to withdraw your consent to any of the foregoing uses and / or disclosures being made of your personal information. You may update your personal information by contacting the the Principal Broker of Mortgages by Shannon. Unless you advise otherwise, by providing us with your personal information you have consented to our collection, use and disclosure of your information as provided herein. If Mortgages by Shannon intends to disclose personal information to third parties for a purpose other than to manage and / or administer Mortgages by Shannon’s services to you, then Mortgages by Shannon shall notify you of the purpose for such personal information to be disclosed. If you wish that such personal information not be used or not disclosed to third parties for a purpose other than to administer or manage Mortgages by Shannon’s services to you, you can opt-out by way of a written notice to the Principal Broker of Mortgages by Shannon.

Information Collected

We collect personal information directly from you and various sources in fair and legal ways. The information we collect about you may include your name, contact information, preferences, demographics, and interests. We only collect information that is required for, or related to, providing products and services, conducting business and better understanding your needs.

 

Licensing

“Mortgages by Shannon” Is licensed under the Financial Services Commission of Ontario (“FSCO”).

So by agreeing to terms of services you may be subject to a licensed credit check. Your information may be shared for the purpose of approving you for financing and/or investments. Additional information will be required.

 

Communication

We recognize that convenience and quick access to advice must be balanced with security needs. We use many different means to communicate with clients, some of which are more convenient such as text. Our text messages and emails are sent with industry standard encryption. Such encryption however does not guarantee privacy and security as encrypted messages can nonetheless be subject to interception and translation. If clients do not wish us to communicate by e-mail, they may speak with the consultant/broker/agent handling the matter about alternative arrangements.

What personal data we collect when you visit our site

When visitors leave comments or fill out applications on the site we collect the data shown in the comments or application form. A visitors IP address may also be saved.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file. This includes any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, and/or security purposes.

*OAC

*On approved credit